How Much Does It Cost for Taiwanese Buyers to Purchase Property in Vietnam? Ho Chi Minh City and Ha Noi 2026 Price Ranges and Total Costs

How much does it cost for Taiwanese to buy a property in Vietnam? Based on average new-launch prices in Q1 2026, Ha Noi is approx. 128 million VND (~5,120 USD) per sqm and Ho Chi Minh City is approx. 112 million VND (~4,480 USD) per sqm, with the total price varying by size and segment. Foreign buyers receive ownership for up to 50 years from the issuance date of the Pink Book (Certificate of Ownership), renewable once, under Article 20 of the Housing Law 2023, and are subject to the 30% foreign quota per building under Article 19.

Suppose you are viewing a 65 sqm 2-bedroom off-plan unit in District 2, Ho Chi Minh City, quoted by the developer at approx. 140 million VND (~5,600 USD) per sqm, you will first want to ask about the total price, taxes and fees, and the remaining foreign quota in the building. Below we use 2026 price bands and the total cost structure to help you quickly calculate how much buying a property in Vietnam costs.

What Are Price Bands in Ho Chi Minh City and Ha Noi in 2026?

How much buying a property in Vietnam costs depends on the city and segment. According to vietnamnet.vn, the average new-launch price in Q1 2026 was approx. 128 million VND (~5,120 USD) per sqm in Ha Noi and approx. 112 million VND (~4,480 USD) per sqm in Ho Chi Minh City, with room for negotiation emerging in the resale market in both cities.

The average primary price in Q2 2026 cited by realtique.net was approx. 76 million VND (~3,040 USD) per sqm in Ho Chi Minh City, up from approx. 67 million VND (~2,680 USD) in Q3 2025. homequirer.com recorded a year-on-year increase of 24.3% in the average apartment price in Ho Chi Minh City in Q4 2025 to 4,057 USD (~101.4 million VND) per sqm.

What Total Price and Total Cost Should You Budget per Unit?

The cost of buying a property in Vietnam is not just the unit price. New-home asking prices typically include VAT, with an additional 2% maintenance fund and approx. 0.5% registration fee payable at handover, among other charges. Off-plan units are paid in installments, while resale units involve transfer-related taxes and fees.

An estimate based on actual price bands is most intuitive. Based on Q1 2026 averages, a 50 sqm unit costs approx. 6.4 billion VND (~256,000 USD) in Ha Noi and approx. 5.6 billion VND (~224,000 USD) in Ho Chi Minh City; a 70 sqm unit costs approx. 8.96 billion VND (~358,400 USD) and approx. 7.84 billion VND (~313,600 USD) respectively. Based on listing bands, a 65 sqm unit at a common Ha Noi listing of 180 million VND (~7,200 USD) per sqm costs approx. 11.7 billion VND (~468,000 USD), while a 65 sqm luxury unit in Ho Chi Minh City at 300 million VND (~12,000 USD) per sqm costs approx. 19.5 billion VND (~780,000 USD).

Which Types Can Foreigners Buy? How Are Ownership and Quotas Calculated?

As a foreign buyer, you may purchase brand-new units from a developer or completed units still held by the developer, as well as units held by another foreigner. Resale units held by Vietnamese individuals are not available to foreign buyers; Article 17.2 of the Housing Law 2023 does not provide this channel. The sole exception is a foreigner married to a Vietnamese citizen residing in Vietnam, who enjoys the same housing rights as a Vietnamese citizen under Article 20.2.c.

Ownership lasts up to 50 years from the Pink Book issuance date, renewable once under Article 20, with a foreign ownership cap of 30% per building under Article 19; the cap for landed houses in the same ward is 250 units. Resale and leasing are unrestricted, and ownership converts to perpetual when sold to a Vietnamese buyer. Payment must be remitted via a licensed Vietnamese bank in accordance with the Housing Law 2023 and Decree No. 95/2024/ND-CP. Before signing, please obtain written confirmation that the project is on the approved list and that foreign quota remains in the building.

Rent or Buy? How to Evaluate Metro-Adjacent Units and Resale Liquidity?

Many Taiwanese buyers working in Ho Chi Minh City weigh whether to continue renting or enter the market. Funding conditions in 2026 point to a consolidation, with realtique.net citing H1 GDP growth of 7.63% to 8.18% year-on-year, registered FDI up 61% year-on-year, a 12-month term deposit rate of approx. 6.0% and CPI of approx. 4.69%, and public investment planned at 8.22 quadrillion VND (~328.8 billion USD) for 2026-2031. On the supply side, H1 saw 16,633 units in Ha Noi and 10,761 units in Ho Chi Minh City. In the resale segment, DKRA data shows a quarter-on-quarter decline of 2% to 6% in Ho Chi Minh City (Q2 2026, applicable to the Ho Chi Minh City resale market).

For metro-adjacent properties, look beyond distance to the line's opening timeline and neighborhood amenities. Metro Line 2 from Ben Thanh to Tham Luong commenced construction on January 16, 2026, with total investment exceeding 55 trillion VND (~2.2 billion USD); long-term liquidity depends on the buyer pool. Foreign-owned units can be sold to Vietnamese or foreign buyers, but foreign buyers remain subject to the 30% quota. In practice, resale liquidity for off-plan units is typically lower than for completed, Pink Book-issued properties.

Frequently Asked Questions

Q1: How much is enough to buy a property in Vietnam? Is TWD 10 to 20 million enough in the city center?
Based on Q1 2026 averages, total prices for small-to-medium units in central areas mostly start from 5.0 to 9.0 billion VND (~200,000 to 360,000 USD) and higher for luxury listing bands. We recommend first selecting a district and size in Ha Noi or Ho Chi Minh City, then estimating total price and taxes/fees using current average and listing bands.

Q2: Do foreigners only get use rights? What happens after 50 years?
Foreigners receive Pink Book ownership registered in your name for up to 50 years from issuance, renewable once under Article 20 of the Housing Law 2023. When resold to a Vietnamese buyer, the unit converts to perpetual ownership. Renewal requirements and procedures are subject to approval by the competent authority at that time; please obtain a written explanation before signing.

Q3: Is it worth buying near the metro? How to compare rental yield vs. term deposits?
For metro-adjacent units, evaluate the opening schedule, walking distance to the station and community management together. Rental yield and term deposits involve different risks and liquidity. Resale prices already showed a quarter-on-quarter pullback in 2026; whether to allocate should be based on your holding period and cost of capital, not on a single yield metric.

Risk Reminder: If the building's foreign quota is full, you may be unable to register title in your name and risk having your deposit stuck. To avoid this, obtain written confirmation from the developer or management board regarding the remaining foreign quota for the building and the Pink Book status before paying any deposit. The Chinese and Taiwanese Client Services team can assist in verifying this document via Zalo or WeChat.

Please obtain written answers before payment: 1) The remaining foreign quota in the building and whether it is on the approved list in Ho Chi Minh City; 2) The Pink Book issuance progress and the performance guarantee documents corresponding to the installment payments; 3) A breakdown of whether the total price already includes VAT, the maintenance fund and the registration fee. If needed, Anna Pham, Head of Chinese and Taiwanese Client Services, can provide the official price list, remaining quota inquiry checklist and contract document checklist via Zalo or WeChat.

Legal sources: Housing Law 2023, Decree No. 95/2024/ND-CP.