USD/VND rises 280 dong in three months as year-end nears

Ho Chi Minh City, 9 November 2026 — Vietnam's central exchange rate figures were reported by CafeF on 8 November.

The movement matters now for buyers paying instalments in foreign currency. A Korean or Taiwanese resident earning won or New Taiwan dollars converts to dong at the bank rate on the day each payment is due. The central exchange rate rose 280 dong, or 1.1%, from 1 August to 5 November 2026, according to CafeF.

What it means for foreign buyers

If you're paying a developer in instalments and your contract sets amounts in US dollars, you'll exchange won, NT dollars, yuan, or dollars for dong on each due date. The bank selling rate — 25,890 dong per dollar at Vietcombank on 5 November, according to CafeF — is what you'll pay. The free-market rate, 26,130 dong on the same day, isn't available through standard bank transfers.

Year-end USD/VND movement affects the dong amount you need for each payment. October's trade surplus was USD 7.31 billion and exports over ten months reached USD 499.24 billion, CafeF reported, while the US Dollar Index fell from 103 points in October to 101 points in early November. These figures shape the rate you see when you transfer funds.

Our sales desk can show you a developer's payment schedule recalculated at today's bank rate if you hold a reservation. Reach us on Zalo or WhatsApp to see how the current rate changes your instalment amounts in the currency you earn.

Sources

• CafeF — Ngan hang: USD/VND gains support toward year-end as foreign-currency supply improves (2026-11-08)